Terms of Use

Informational use

This site provides educational information, planning calculators and an initial equity-request form. Estimates and initial review messages are not a loan approval, commitment to lend, rate lock, official Loan Estimate or guarantee of terms.

Program changes

Programs, rates, terms, fees, loan-to-value limits, rental-income requirements, prepayment provisions, documentation and state availability can change. Any loan offer requires the applicable application, documentation, credit, valuation, title and underwriting review.

Business purpose

The DSCR second-mortgage review concerns non-owner-occupied investment property and funds used primarily for business or investment purposes. Primary-residence, second-home and personal-purpose requests need a separate product review. Submitting any inquiry does not establish that financing is available.